CASH FLOW = MONEY IN - MONEY OUT
ELIMINATE NON-PRODUCTIVE THINGS THAT JUST COST YOU MONEY
SAVE $1000 FOR A CRISIS - CAR BREAKDOWN, ANY OTHER UNEXPECTED EXPENSE
MAKE CONTRIBUTION TO 401(K) PLAN TO GET MAXIMUM EMPLOYER MATCH
MAKE REQUIRED PAYMENTS ON ALL DEBT, THEN PUT EXTRA DOLLARS ON HIGH INTEREST DEBT (CREDIT CARDS AND OTHERS)
SAVE UP ENOUGH TO COVER 4-6 MONTHS OF EXPENSES, IN CASE OF A JOB-LOSS, YOU WILL BE SECURE FOR A WHILE.
CONTRIBUTE POST-TAX DOLLARS TO ROTH IRA, AND LET IT GROW TAX FREE!
OPTIONALLY, IF YOU QUALIFY FOR TAX DEDUCTIONS ON IT, CONTRIBUTE TO INDIVIDUAL IRA ACCOUNT
BUY BROAD MARKET ETFS TO BUILD A STRONG FOUNDATION, AND ADD "WELL-RESEARCHED" STOCKS LATER.
INVEST IN ALTERNATIVE ASSETS SUCH AS REAL ESTATE, GOLD, COMMODITIES, AND CRYPTO IF YOU WISH