This article has been reviewed by Sumeet Sinha, MBA (Emory University Goizueta Business School). Should you have any inquiries, please do not hesitate to contact at sumeet@finlightened.com.

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Why the name FinPins?
Successful leaders always have their goals defined and have their eyes fixated on the goals. They prioritize and constantly remind themselves of their goals. Many of them use simple yet powerful methods such as writing the goals down in a pocket diary, on a whiteboard, or on sticky notes. When it comes to important items, I write them on pieces of paper and pin them on a board. For a successful financial life, here are the four pins I have on my board.
4 Pins to Keep on Your Personal Finance Board

Pin 1. Cash Flow Management and Budgeting
Tracking the flow of money coming and money going out on a monthly basis is a great habit. Analyzing and controlling the cash flow through proper budgeting is an even better habit!

Pin 2. Investment
Making regular investments can build great wealth over time. A diversified portfolio with multiple assets built on a strong foundation can give financial security for years to come. You can start with stocks, bonds, and ETFs then level up your game to stock options if you feel confident about it.

Pin 3. Risk Management and Insurance
We don’t want anything bad to happen to us, nonetheless, we should have risk mitigation plans in place to cut down the severity of a bad event. Having the right insurance coverage helps us achieve that.

Pin 4. Financial Independence and Retirement
Every drop counts when it comes to preparing for financial independence and retirement. The earlier we strategize and start contributing, the more time the nest gets to grow.
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